Launching September 24

Get paid in dollars.Spend in naira.

Seedless is the money app for people who get paid in dollars. Pay any Nigerian bank, send money to anyone, and hold stocks, all in one place.

The Seedless home screen with Send, Receive and To bank

Built on

Solana Jupiter LazorKit Umbra Alchemy

Who it's for

If your money comes in dollars, Seedless is for you.

Freelancers Remote workers Designers Developers Creators

How it works

Three steps. No jargon.

Sign in with your face

Face ID or fingerprint. No seed phrase, no password, nothing to write down.

Get paid in dollars

Dollars land in your account and stay dollars until you decide to spend them.

Spend it in naira

Pick a bank, see the account name before you pay, and the naira lands.

What you can do

Everything your money needs.

Pay any Nigerian bank

Choose a bank, enter the account number, and see who you're paying before you confirm. Type the amount in naira.

Pay with whatever you hold

Short on dollars for a payment? Seedless sells just enough of something else you hold to cover it, and tells you what it used.

Send money to anyone

Send to another account, or share a link with someone who doesn't have Seedless yet. If they never claim it, you can take it back.

Hold stocks

Tesla, Apple, NVIDIA, the S&P 500, gold and more, right next to your dollars. When you need naira, sell and send to your bank in one step.

Earn on your dollars

Put your dollars to work and take them out any time. The rate moves with the market.

What it costs

One price. Half a percent.

Pay a Nigerian bank0.5%
Swap between your holdings0.5%
Hold, receive and sendFree
Selling something to cover a paymentFree
Network feesWe cover them

You see the fee before you confirm, every time.

Questions

Straight answers.

Is Seedless a bank?

No. Seedless is a money app. Bank payouts go through a licensed Nigerian payments partner, and your money never sits with us.

Who holds my money?

You do. Seedless can't move your money. Only you can, with your face or fingerprint.

What if I lose my phone?

Your sign-in is a passkey, and it's saved to your Apple or Google account, not only the phone. Sign in to that account on your new phone, open Seedless, and you're back in. Keep that Apple or Google account safe, because it's your way back.

Do I need to know anything about crypto?

No. Seedless runs on Solana under the hood, but you just see dollars, naira and the people you pay.

Where can I get it?

Android and the Solana dApp Store on September 24. iPhone follows. Bank payouts are live in Nigeria first.

Has Seedless been audited?

Seedless orchestrates audited infrastructure. Seedless itself has not been audited. Read our security policy.

Come build it with us.

Talk to the people building it, tell us what's broken, and shape what we build next.